Cover Your Assets — The Last Pre-Approval Puzzle Piece
Who knew you needed money to buy a home? It's a crazy thought, but it's true. Now ... there are programs that can help you with a portion of the required down payment and closing costs. Or, if you're a Veteran, you may… [more]
Cover Your Assets — The Last Pre-Approval Puzzle Piece
Who knew you needed money to buy a home? It's a crazy thought, but it's true. Now ... there are programs that can help you with a portion of the required down payment and closing costs. Or, if you're a Veteran, you may… [more]
Refinancing — the Word on the Street
Many people have tried to refinance, only to be stopped by the value of their home in relation to the mortgage debt they carry. In so many instances, people owe more on their loans than what their home appraises for in today's… [more]
Refinancing — the Word on the Street
Many people have tried to refinance, only to be stopped by the value of their home in relation to the mortgage debt they carry. In so many instances, people owe more on their loans than what their home appraises for in today's… [more]
The Pre-Approval Puzzle: Piece #2 — Employment
In putting your pre-approval puzzle together, we look at things other than just credit. Though credit is such a big, anchoring piece, it's also important to know about piece #2 -- Employment. Years ago, we had loans available… [more]
Not Your Parents’ Interest Rate
It's all over the news that rates are at RECORD lows, again! How lucky can we be? If you're looking to buy a home, especially your FIRST home, it's a great time to consider doing it. But, buying a home "just because" the… [more]
Another Piece to the Pre-Approval Puzzle — Income
As you learned in the previous blog, in most instances, you do need a job with income to get a loan. I should be careful saying this, as there are people with steady income via social security, pension, disability or investments… [more]
Grrrrreat Rates!
For almost a year, we have been at historically low interest rates. With 30-year fixed rates under 4.5% and 15-year rates under 4.25%, it's no wonder people are refinancing their homes or buying new homes. Though what is… [more]
My Passion is Financial Education
Buying a home is the biggest purchase you will make. Ultimately, my goal in meeting you is to discuss your options and help you understand the process. It may be, though, that you are not ready to commit to buying or are not in a financial position to do so, but just want more information. To give you that avenue, I offer homebuyer seminars every 2nd Tuesday of the month and anyone is welcome!
I am also passionate about educating our FUTURE homeowners. Learning about the importance of credit is something I was taught early on. I want to see youth be more financially responsible and become the perfect borrowers when they take the home-buying plunge. This passion has led me to speak at many schools about credit and why it is so important when buying a home. Starting early will help them be prepared. If you have an opportunity where I can help kids get on the right path, or even offer education through your employer or church, please contact me. I look forward to helping you!
The latest and greatest
Refinancing — the Word on the Street
Cover Your Assets — The Last Pre-Approval Puzzle Piece
