Dakota County Program Lowered Their Rate!
With rates falling, a few of the first time buyer programs have been lagging behind as they still have higher rates. A regular FHA fixed rate is between 4.5% and 4.75%* today. The Dakota County program's rate was at 4.99%. … [more]
Dakota County Program Lowered Their Rate!
With rates falling, a few of the first time buyer programs have been lagging behind as they still have higher rates. A regular FHA fixed rate is between 4.5% and 4.75%* today. The Dakota County program's rate was at 4.99%. … [more]
Is Refinancing Right for You?
This is a common question now that rates have fallen to the lowest levels in well over 40 years. This means you can get, as of today, rates around 4.5% for a 30-year fixed rate -- WOW! It would appear that everyone who has… [more]
Tax Credit CLOSING Deadline Extended!!
Can you say "whoopee?" Late Wednesday night (June 30th), the Senate took the lead of the House of Representatives and passed the Homebuyer Assistance and Improvement Act which extends the CLOSING date for those eligible to… [more]
Can ANYONE Get a Loan Anymore??
Believe me; I ask myself this daily. You hear that you need 20% down to get financing or sterling credit. And though these are GREAT attributes, they aren't a guarantee that you will get a mortgage OR that you won't have to… [more]
Could Your Dispute Hurt You?
Huh? What dispute? The one I am having with my roommate or with my parents about buying a home? You may have many disputes going on in your life. The one I am referring to is a dispute you started yesterday or 10 years ago with… [more]
Tax Credit CLOSING Deadline Extended!!
Can you say "whoopee?" Late Wednesday night (June 30th), the Senate took the lead of the House of Representatives and passed the Homebuyer Assistance and Improvement Act which extends the CLOSING date for those eligible to… [more]
Welcome!
Welcome to your First Stop 4 Home Loans. Thanks for searching the web for help and education on the home-buying process. For many people this is a very daunting, scary, and frankly, confusing process. Not to mention all the first time buyer programs that are available … who can navigate through it all? Fortunately, you have come to the right place! This blog isn’t specific to first time buyers, though it will address much of what first time buyers are going through and the special incentives that are available to them.
My goal is to provide real life situations, education and a fun way to learn about buying a home. Please feel free to visit often or contact me if you have any questions or specific scenarios you’d like to discuss. I want this to be a great resource for buying your first home, second or even third home.
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Thanks again for visiting FirstStop4HomeLoans and enjoy!
Darcy
The latest and greatest
Dakota County Program Lowered Their Rate!
Is Refinancing Right for You?
