First Stop 4 Home Loans

Oh no, the tax credit is gone!  Why would I want to buy a home?  A fantastic question that we will answer in this educational evening about buying your first home.  Please join Steve Howe, Realtor MN Real Estate Team, and me, on Thursday May 20th to learn the steps involved in purchasing a home.  The seminar goes from 6:30-7:30 pm and is located at the Cornerstone Mortgage office at 436 Gateway Blvd in Burnsville.  

Our agenda is simple — to educate.  Would we love to be your Realtor and loan officer … of course.  Do we make you feel like you HAVE to use us — no.  This isn’t a high-pressure seminar.  It’s a relaxed atmosphere where we hope you will learn a lot, get your questions answered and be able to make good choices moving forward in this process.

We will talk about the process in the order you’ll go through it, starting with pre-approval and ending with getting the keys to your home.  We will also discuss the available first time buyer programs and the many reasons why it is still the BEST time to buy, even without a tax incentive.

If you’re interested, please RSVP to clavey@houseloan.com as soon as possible.  We’d love to have you and look forward to sharing our knowledge.  Most importantly, come with questions!

When I titled this, I could hear Tina Turner singing in my head.  Maybe I could add her soundtrack playing in the background of her big hit … or not!  Let’s get to the topic at hand here — credit.

“Check your credit once a year” is what you’re told all the time.  Open credit cards so you can develop a score.  Close those unwanted accounts.  Certainly, some of this is good advice, but not all of it will help.  More and more in this current market, credit scores have become crucial in determining whether you can get credit or not.  In the last year, scores have become the FIRST thing companies look at when choosing to extend credit.  It didn’t used to be this way! 

But what makes up a credit score?  How do you “get one” if you don’t have it?  What types of things DON’T affect your credit score?  These are all questions and topics that will be discussed at the next Credit Seminar, Thursday, February 18th from 5:30-6:15 pm.  It’s located at the Cornerstone office — 436 Gateway Boulevard, Burnsville, MN.  To RSVP for this event, please contact Cheryl at 952-808-0042.  Bring your questions!

If you want more information about buying your first home, feel free to stay for our First Time Home Buyer Seminar from 6:30-8pm.  Long night, but may be worth your while to learn about the important things surrounding the home-buying process.